Changelog

This page tracks capability changes rather than every documentation edit. The authoritative machine-readable view is GET /v1/capabilities; channel availability is reported by GET /v1/channels.

Live now

Surface	Endpoints
Contact verification	POST /v1/verifications, POST /v1/verifications/:reference/check, GET /v1/verifications/:reference
Collections	POST /v1/collections, GET /v1/collections/:id
Reserved accounts	POST /v1/reserved-accounts, GET /v1/reserved-accounts, GET /v1/reserved-accounts/:id
Deposits	POST /v1/deposits for collection_va and reserved_va
Payouts	POST /v1/transfers, POST /v1/withdrawals
Bank lookup	GET /v1/banks, POST /v1/banks/resolve
Beneficiaries	GET /v1/beneficiaries, POST /v1/beneficiaries
Balances and ledger	GET /v1/balances, GET /v1/transactions, GET /v1/recipients
Channels and capabilities	GET /v1/channels, GET /v1/capabilities
Outbound webhooks	verification.*, collection.*, reserved_account.created, ping
API conventions	Envelope, request ids, scoped API keys, idempotency, rate limiting

Coming soon

Surface	Current behaviour
Cards	POST /v1/cards returns 501 coming_soon; cards is coming_soon in the capability map
Card deposits	POST /v1/deposits with channel: "card" returns 400 invalid_request and Card deposits are not available yet. No card provider is configured.
Open banking	The channel defaults to coming_soon; even when enabled, it only returns a redirect URL if one is configured for the deployment. Otherwise 400 invalid_request

Currency availability is separate from endpoint availability. The wallet catalog marks NGN as live, EUR and GBP as sandbox, and USD, USDT, and JPY as coming_soon; a payout in a coming_soon currency fails with 501 rather than executing.

Versioning

The public surface is versioned in the path (/v1). Additive changes — new endpoints, new optional response fields, new event types — may ship without a version bump. Clients should ignore unknown fields and unknown event names. Breaking changes will arrive under a new path version.